Mortgage Self Certification:

If you are self employed, you might find it difficult to get a mortgage. You may not be in a position to prove your income, maybe you don't have audited accounts yet or perhaps you have only been self employed for a short time.

The 'traditional mortgage lenders' have strict rules to follow, so they may not offer you a mortgage (or at least a big enough mortgage).

But now there are a range of lenders who offer a 'self certification' or self cert mortgage that could be the answer. With these lenders, you can simply sign a document to 'self certify' your income.

• You can self certify your income for loans up to €300,000 with no documentation
• For loans in excess of €300,000 a simple letter from your accountant confirming your ability to repay will suffice
• Mortgage Terms up to 40 years
• Maximum age of 80 on completion of the self cert mortgage
• Borrow up to 90% of the property value

Get a Self Cert Mortgage Quote (It's Confidential & You are under No Obligation)

Lenders who offer Mortgage Self Certification Programs:

• Start Mortgages
• Springboard Mortgages

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