What Size Deposit Will I Need?

The deposit you'll need varies from lender to lender.

First Time Buyers:

• 92% Mortgages / 8% Deposit (most lenders)

Owner Occupiers:

• 92% Mortgage / 8% Deposit (most lenders)

Refinancing:

• 90% Mortgage (maximum available in Ireland)
• 85% - 90% Mortgage (most lenders)

Buy to Let

• Maximum 75% - 85%.
• If you want to raise 100% you could consider releasing equity from your existing property.

Get Mortgage Approval Now: Online Mortgage Application or call 1890 44 66 44 to speak to a mortgage consultant (lines are open 8am - 8pm Monday to Thursday, 9am - 5pm Fridays, 11am - 4pm Sundays)

Other Popular Articles:

• Buying a Home - Step by Step
• Mortgage Application Process
  
• Rates & Costs
• Do I Need a deposit?
  
• Which type of mortgage is best for me?
• How Much Can I Borrow?
• Would I Be Approved?
• Approval in Principle - Why it's so Important
• Online Mortgage Application
  

Mortgages Direct Ltd t/a Mortgages Direct is regulated by the Financial Regulator.