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Home Buyers Guide


Chapter 4: Choosing the Right Property


Dealing with Estate Agents...cont

Don’t be pressured into a quick decision

It’s important that you don’t get forced into making a quick decision, as quick decisions are often bad decisions.

Remember, it’s a buyers market, with a lot less competition for properties than in the past. The estate agent may have already let it slip that there haven’t been many viewings, so don’t let them pressure you into making an offer.

Do Get Mortgage Approval in Principle


For years I’ve been telling people how important it is to get mortgage approval in principle.

Now it’s even more important. While sellers want to secure the best price, they also want to ensure that the deal goes through – and if you have the finance secured in advance, the chances of the deal falling through are vastly reduced.

Establish your budget before speaking to the agent

Before you start actively looking for a home, you need to know how much you can afford – and stick to it.


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